Loan Resources

Traditional Loans

SBA Lender Match

The Small Business Administration (SBA) Lender Match is a free online referral tool that connects small businesses with participating SBA-approved lenders.

County Loan Programs

  1. Commercial Property Assessed Clean Energy Loans (C-PACE)
  2. Frederick County Small Business Loan Guarantee


Commercial Property Assess Clean Energy Loans (C-PACE) are available for installation of solar, geothermal, or wind energy systems, or water conservation devices not required by law or any construction, renovation, or retrofitting to reduce energy consumption.


100% up-front capital to commercial property owners for approved projects; the loan is repaid through a long-term surcharge on the property tax bill that transfers with the sale of the property.


Full Program Details

State Loan Programs

  1. Maryland Small Business Development Financing Authority
  2. Military Personnel & Veteran-Owned Small Business Loan Program
  3. Neighborhood Business Works Program
  4. Small, Minority & Women-Owned Business Account - Video Lottery Terminal Fund (VLT)


Maryland Small Business Development Financing Authority (MSBDFA) clients include small businesses unable to obtain adequate business financing on reasonable terms through normal financing channels.


A private contractor manages the four MSBDFA components and the Maryland Department of Commerce provides financing for the approved small businesses:

  • Contract Financing Program
  • Equity Participation Program
  • Long Term Guaranty Program
  • Surety Bonding Program


For more information on applying, call the MSBDFA contact at Meridian Management Group at 410-333-4270. For full program details, visit the Department of Commerce's MSBDFA page.